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o0osara o0osara 9 years
I'm sorry, but I have to agree with most of the others. This is truly horrible advice.
summer-roberts summer-roberts 9 years
I have never relied on it. I don't even consider it an option. I stick to a strict budget and if things come up unexpectedly that can not wait for pay day, then I withdraw from savings. I always pay myself back first as well.
Greggie Greggie 9 years
Having done it and RELYING on it are totally different things, though. I've never once relied on overdraft, the two that have happened to me were due to my error in balancing the checkbook. That was long before the days of autopayment and being able to go online to see your account status. It wouldn't happen now.
facin8me facin8me 9 years
I never have come close to needing overdraft protection. I can't believe the flippant manner of this post.
Bksuga Bksuga 9 years
lol i dont agree either but please how many have yall done at least once i know i have lmao
Greggie Greggie 9 years
There's a lot of times when I generally don't agree with the "You Don't Need Permission To..." posts, but I have to say that this one is probably the worst advice I've ever seen.
lily314 lily314 9 years
What horrible advice! Relying on overdraft protection and incurring the exorbitant fees is irresponsible, and so is telling people that they don't need permission to do so. Unless you meant "You don't need permission to rely on overdraft protection ... because you're too smart to do it in the first place!"
mariestar mariestar 9 years
oh my god, you shouldn't have to be relying on overdraft protection!!!!!! living life paycheck to paycheck is unsafe and UNREAL!!!!
annebreal annebreal 9 years
Yeah, borrowing against yourself with 10-20 buck interest each time is NOT smart. Just move over the money from your savings account online if you can't go paycheck to paycheck. You don't need permission to overdraft on purpose but you might need your head checked!
Greggie Greggie 9 years
Oh hell yes I do, it comes out of my savings account and I'm charged $12 per overdraft. :rotfl:
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