You've heard it, you've read it, but you probably don't want to believe just how much raising a child costs. Depending on your employment status, and what the schooling system is like where you live, you'll have to factor in the added expenses of childcare and/or private schooling. Meet with a financial planner, if you think it's necessary, or utilize a free site like Mint.com to set up a budget that'll work for your family.
Determine a Baby Budget
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