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Stay at Home Moms Save Money

Are You a Stay at Home Mom Because It Saves Your Family Money?

Does it cost you more to go to work than to stay at home with your kids? According to CNN Money, for many families, that's become the case. While having one parent stay at home used to be thought of as a luxury, in today's economy, many moms and dads who would rather be working have forfeited their careers because it makes better sense for their family's finances. A 2010 report issued by Child Care Aware of America found that the cost of childcare surpassed median annual rent payments in every state in the country.

What this means for many parents is that it actually ends up being more economical for the spouse earning less to stay at home with the kids than it does to pay for a nanny or daycare.

Tell us, do you stay at home because it makes better financial sense for you and your family?

Image Source: Thinkstock
Join The Conversation
NduguNStephie NduguNStephie 5 years
I have a PT job where the money goes straight to day care.. but I need it to keep my sanity.. Love my daughter to death.. but Momma needs adult interaction LOL 
altheajj altheajj 5 years
You forgot an important fourth choice on  the poll:  Even though it would financially make more sense for me to work outside the home, my kids are worth me staying home for them.  Without this choice the poll is skewed!
Katie2596261 Katie2596261 5 years
it has definitely been less financial burden for me to stay home with our 3 kids as they go through their elementary school years.  esp. with one of them having special needs and not able to find a place or persons who can properly care for our son with special needs. 
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