Do you have something you could go without? Even if you can't sacrifice your daily caffeine fix, think about other consistent things you spend money on. For me, that meant deciding I don't really need a daily, afternoon frozen yogurt break. Whether you say no to a second cup of coffee, cocktails or one less meal out, take the extra money and put it aside. Save it up, then use it to put food in the mouths of needy pets at a shelter near you. I bet even my pals Fit and Savvy would approve of this!