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Combining Finances Before Marriage

Ask Savvy: Should We Combine Accounts Before Wedding?

This question comes from Gennarator in the Ask Savvy group.

Dear Savvy,
I just got engaged to my boyfriend of four years. We have lived together for four and a half years (roommates before). We have always been great with sharing expenses. We have never had any problems with sharing the responsibilities of bills, groceries etc. Recently my fiance has been pushing to combine bank accounts — something that I just assumed we would hold off on until marriage. When I expressed this to him he told me that I have "trust issues" about money, something he has never said to me before. The wedding isn't for a year and a half. When do you think it is best to combine accounts? What are the benefits of waiting until after marriage vs. doing it now?

Sincerely,

Engaged and confused

Help her out by sharing your take in comments. And, ask anything career or budget-related — well almost anything — by posting your questions in the Ask Savvy group, and readers and I will weigh in to support you.

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