Skip Nav
Walt Disney World
Every Disney Fan Should Complete This Incredible Bucket List
Disney
The Tokyo Disneyland Hotel Looks So Freaking Cool, You Won't Even Want to Visit the Park
Disney
44 Disney Cruise Hacks You Need to Know Before Sailing

Financial Literacy Quiz

Are You Smarter Than a 12th Grader?

The Jump$tart Coalition for Personal Financial Literacy tests 12th graders' money knowledge every couple years, and the average score is typically about 52 percent. US News & World Report shared some sample questions from the last survey done in 2006 and I've reproduced them here for you to test your knowledge — are you smarter than a 12th grader?

Source

Are You Smarter Than a 12th Grader?

Matt and Eric have good credit history. They work at the same company and make approximately the same salary. Matt has borrowed $6,000 to take a foreign vacation. Eric has borrowed $6,000 to buy a car. Who will pay a lower finance charge?

Progress  
Around The Web
Join The Conversation
jhasgd jhasgd 4 years
falalalalalalalallalalala i hate this quiz it wont tell me my score
jhasgd jhasgd 4 years
you're cool
tralala2 tralala2 8 years
hmmm... statistically the last question might be "stocks," but it seems to me and everyone i know, that the stocks invested in their children's education for 18 years never ever paid up. (myself included...)
saritabonita saritabonita 8 years
ajajaja i got ONE right. yay me, i guess
redheath redheath 8 years
Woo-hoo! 100% YEAH!
redheath redheath 8 years
Woo-hoo! 100% YEAH!
allthingsgrow allthingsgrow 8 years
I was in 12th grade last year and they didn't teach me ANY of this. But I got half right!
Princess-Peach Princess-Peach 8 years
1/6 :( I'm French ^^
Princess-Peach Princess-Peach 8 years
1/6 :(I'm French ^^
CoralAmber CoralAmber 8 years
I never learned any of this in school either, but it should be required!
hotstuff hotstuff 8 years
Yeah, my opinion is since when did they start teaching this in school? I think they should but they tend to leave out the important everyday successful life strategies in school.
javsmav javsmav 8 years
6/6. I know these answers now, but I don't think I knew them in 12th grade.
liciababe liciababe 8 years
i have never been taught any of this esp not in school, i don't know that i agree with the stock question, my grandmother put money into the market for me since i was born for college and at one point i would have come out really good but by the time i went to college (a few years ago) it was slightly better than comming out even
poizenisxkandee poizenisxkandee 8 years
well i am a 12th grader; and did better than average; though i still missed 2.
TidalWave TidalWave 8 years
lol 1/6. no wonder i'm broke
TidalWave TidalWave 8 years
lol 1/6. no wonder i'm broke
cubadog cubadog 8 years
Yes, Sammi that is a very good excuse!
Sammi_784 Sammi_784 8 years
hmm... 3/6 i'm from the uk, is that a good excuse? ^_^
Sammi_784 Sammi_784 8 years
hmm... 3/6i'm from the uk, is that a good excuse?^_^
tiff58 tiff58 8 years
5/6...I changed my answer on the one that I got wrong from the right answer to the wrong answer.
Wyn Wyn 8 years
5/6 and I'm Canadian
Wyn Wyn 8 years
5/6 and I'm Canadian
hkdkat hkdkat 8 years
4/6 not too bad!
hkdkat hkdkat 8 years
4/6 not too bad!
brookrene brookrene 8 years
I was never taught ANY of this in 12th grade. So i say I am smarter than a 12th grader even though i missed a few. ;)
Average Salary of 20-Somethings
Olympic Medalists Cash Prizes
Popular Parent Companies
Average Cost of an Engagement Ring 2011
How Much Does Don Draper Make?
How Much Does It Cost to Make a Nickel
Company Slogans

POPSUGAR, the #1 independent media and technology company for women. Where more than 75 million women go for original, inspirational content that feeds their passions and interests.

From Our Partners
Latest Afforable DIY & Organization
All the Latest From Ryan Reynolds