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How Do You Feel About Prenups?

Your Two Cents: How Do You Feel About Prenups?

"Unromantic, but important." At least that's what a recent USA Today article had to say about prenups. According to the story, which pictures Elin and Tiger Woods as a weighty reminder of when marriages fail, Suze Orman and Elizabeth Gilbert, author of Eat, Pray, Love, also advocate a prenuptial agreement as a way to protect yourself.

If you think protecting yourself from your spouse sounds a little contradictory, you're not alone. While prenups have gained more acceptance, only three percent of people with a spouse or fiancé have a prenuptial agreement, according to a recent Harris Interactive survey. But in response to whether prenups make smart financial sense, 36 percent of people polled agreed, and 15 percent of divorced people reported regret for not having a prenup drawn up, according to the Harris survey.

When it comes down to it, there's good reason to put a prenup in place. It ensures any money you're bringing into the marriage stays with your family if the marriage doesn't last. Other prenuptial agreements go so far as to "address issues such as adultery, frequency of intimacy, limitations of weight gain, the scheduling of housekeeping and provisions for pets," reveals attorney Eskind Moses. All in all, prenups offer a level of protection, but obviously can impose a fair amount of limitations — not to mention that it can feel a little strange to prepare for divorce when you're planning your wedding. Even if you've never been on the giving or receiving end of one, you likely have your feelings about prenups. So tell me, is getting a prenup a do or a don't?

Join The Conversation
hibiscus96818 hibiscus96818 7 years
Logically, I understand the need for a prenup, in certain circumstances, but I also feel that starting your marriage by signing a piece of paper that states who gets what when the marriage ends is a really bad way to start a marriage.
Pineappleheart Pineappleheart 7 years
Prenups are not only for those with substantial income-- also for those with any debt (particularly if you see your partner getting into debt during the relationship and don't want to cover this if you divorce or if you support your partner in college and then they start making money afterwards and they divorce you-- you'll want to recoup-- and you can--- if you get a prenup).
LittleMzFit LittleMzFit 7 years
I used to think it was a terrible way to start a marriage (prenup = if things don't work out). But, since almost half of all marriages end in doesn't seem like such a bad idea. I think it's up to each couple to decide what's right for them. Each situation is different.
socalbeachgal socalbeachgal 7 years
If one or both have kids from a previous relationship or any assets it is a must. Yes, you can be in love, but life changes and both parties need to protect themselves.
Spectra Spectra 7 years
I could see having one if one party had a lot of money going into the marriage, but for my husband and I, it didn't make any sense to have one because we both came into the marriage with about the same assets/debt.
Yesi-Jukebox Yesi-Jukebox 7 years
Absolutely necessary! nothing in this life is guaranteed, not even your love.
pearsbeary pearsbeary 7 years
onlysourcherry that is hilarious! the biggest breakup of marriage is disagreement in personal finance. this may not be a problem to discuss for those of us that regularly read savvy...i think it's good to be open to it
runningesq runningesq 7 years
And it SHOULD, GlowingMoon. Often the party with a substantial amount of money will draw up the pre-nup, but the other party really should have another attorney look it over.
imLissy imLissy 7 years
My husband and I are both young. I didn't have my first job until after we moved in together. While I make more money than him, the difference isn't significant. I think getting a prenup would have been more of a headache for us than it may possibly be worth it some day.
GlowingMoon GlowingMoon 7 years
It depends the circumstances. Personally, I'm open to it, especially if the pre-nup protects BOTH parties.
skigurl skigurl 7 years
it depends - for normal people, not necessary, for any couple where one or both have a large amount of money or the ability to earn or inherit a large amount of money (i'm talking millions here) then i think it's okay...but i don't think it's an absolute necessity unless you're marrying Anna Nicole Smith
onlysourcherry onlysourcherry 7 years
My parents will legally not let me get married without a prenup, haha. It's in their will.
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