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How to Keep Your Savings Plan on Track

Saving Tip: Splurge Here to Save There

Between New Year’s resolutions and Lent, we’ve all been focused on giving things up, spending smartly, and saving wisely. But amid all that scrimping and saving, Get Rich Slowly reminds us that it’s important to allow ourselves a little wiggle room.

Just as swearing off all sweets is a sure way to blow your diet, swearing off all splurges can put any budget in jeopardy. Give yourself one financial vice, GRS says, and continue to be thrifty everywhere else. Just remember to limit this rule to one or two things you really love — those pricey yoga classes, your morning lattes, your monthly wine club — to keep from derailing your budget entirely.

What’s your financial vice?

Join The Conversation
micheealexis micheealexis 6 years
Haha Vinigrette you know it! Starbucks is DEFINITELY my main vice as well. Oh and Studio Fix powder from MAC!
vinigrette vinigrette 7 years
Starbucks, for sure :) I have switched to brewing the first cup of the day at home during the week, but still get afternoon Starbucks about half of the time during the week and at least once a day on weekends :)
Spectra Spectra 7 years
I splurge on my bimonthly Brazilian waxes, scented candles, and name-brand Diet Coke (I can't drink generic diet cola). I save on my groceries, clothes, shoes, entertainment, etc. I figure, I have only a few little luxuries that I truly enjoy, so why not indulge in those and cut back on all the unecessary stuff.
Girl-Jen Girl-Jen 7 years
Two vices, one spendy and one not-so-much. I will not give up my tattoo removal treatments. $100 every six weeks sucks, but it will make me stop looking like white trash, so it stays. I will also keep eating my Santiago's breakfast burritos. I'm getting yummy food and supporting local business.
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