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Money Tip: Challenge Yourself to No-Spend Days

Spending money unnecessarily is habit-forming, and a good way to break the cycle is to challenge yourself to no-spend days. These are days when you never remove cash or cards from your wallet. The simple act of refusing to spend can bring your suppressed saving habits back to life and make you more thoughtful about the times you do spend money.

Most of you admit that shopping makes you feel good after a bad day, but you can also gain satisfaction from successfully living up to a challenge like not spending for one day. You can start slowly by setting a couple of no-spend days per month, or you could throw yourself into the challenge by setting them up a couple times a week. Figure out what works best for you and see what happens when you let your spending itch go unscratched.


cupcake_ cupcake_ 8 years
I try to do this a few times a week and I'm pretty good at it. Very tempting though when I have a horrible day I just want to go to the mall, or tempting when you go out with friends.
CoralAmber CoralAmber 8 years
I have no spend weeks! I call them browsing days. If I go to a store I can only browse to gather information like prices or try things on or browse magazines. It's kind of like a scouting mission. Then I can compare sizes/prices at other stores so when I am ready to buy I can do it quickly and I know I'm getting the best deal.
ilanac13 ilanac13 8 years
i actually find that a majority of days for me are 'no spend' days. if i'm going to work, then typically, i use my metro card which doesn't require me to pay, and then i get to work and have free coffee/tea, and then i go to the gym and go home, and we have food at home. it's the weekends that are killer sometimes.
aimeeb aimeeb 8 years
I do this all the time, I have great self control. :)
dcfashionista dcfashionista 8 years
I did this yesterday and I am so proud of myself. I had a coupon for a free meal from Chik fil A. I ate dinner at my mother in laws house. I will try a no spend day once per week.
Anne-B Anne-B 8 years
Oh, you all are better than me! Usually when I have no-spend days it's the day before payday when there is nothing to spend. I'd like to be better about having one shopping day a week and planning menus but I'm not quite there yet.
Spectra Spectra 8 years
I do this a lot, too. I really only go shopping or spend money when I go to the grocery store every week. I try to make sure to buy all my essentials at once so I don't have to run to the store in the middle of the week. Seems like if I have to go to the store in the middle of the week, I get more tempted to buy stuff I don't need.
cokerad cokerad 8 years
Most work days I do this. The exceptions are gas days, grocery days, or pay-the-bill days. And there's the very rare "damn I forgot my lunch" days. It's a great way to see that bank account from dipping lower and lower and lower.
bellaressa bellaressa 8 years
I do this almost weekly, I have days that I just buy what is needed maybe groceries or house products (only on sale: tissue, soap, etc) but for the most part I do not spend. I treat myself once a month with buying a book. Not glamorous but it's helping with reducing spending.
starangel82 starangel82 8 years
It's hard, but I do this weekly. On Mondays, I make a list of things I need to buy for the week (grocries, gas, etc). I try to go the rest of the week without spending money. You'd be surprised how much you can save!
Lavinie Lavinie 8 years
i'm trying a no-spend week this week. By this other than the obvious - is geared more towards breakfast/lunches and dinners... there's those days i don't want to cook or make anything. especially during the week - i find myself getting breakfast or lunch on the go instead of just making time to make it at home.. so far so good... i've definitely saved some money by not spending on food..
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