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Ramit Sethi Guest Blogging on SavvySugar

Guest Blogger Ramit Sethi Will Teach You to Be Rich

Editor's note: The following is a guest post by Ramit Sethi, author of the New York Times bestseller I Will Teach You To Be Rich and founder of the personal finance blog I Will Teach You To Be Rich. Take it away, Ramit . . .

When I was in high school, my parents told me that if I wanted to go to college, I'd need scholarships to pay for it. I ended up building a system to apply to over 65 scholarships and won more than $100,000 to pay my way through school. During college, I started studying personal finance — real personal finance, not old people lecturing you to stop spending money on lattes. I learned that:

  • Nobody wants someone to tell us what we can't spend our money on.
  • Personal finance is less about willpower ("If I try harder, I can save $100/month") and more about building automated systems so you can set your money up once and get on with your life.
  • Personal finance is at least as much about psychology as technical knowledge.

For example, why do we all lie to ourselves and say we want a "small, simple wedding" . . . but when the time comes, virtually all of us have a much larger wedding than we ever imagined? The typical advice for this would be, "Just have a smaller wedding." My advice? Acknowledge you're going to have a huge wedding. And here's how to save — and earn more — to do it. I don't talk about pinching pennies on your morning coffee or depriving yourself of $300 shoes. If they're important to you, I'll show you how to pay for it. For too long, personal finance has been about "No" — No, you can't spend money on lattes. No, you can't afford those shoes. No, you can't go on vacation. I think personal finance is about saying "Yes" — Yes, you can spend extravagantly on the things you love, if you cut costs mercilessly on the things you don't. Over the next few weeks, I'm excited to bring you some of my techniques, tactics, and tips on saving more, earning more, and living a richer life.


Stay tuned.

Ramit Sethi Founder,

P.S. My first post goes live next week, but in the meantime, you can sign up for I Will Teach You To Be Rich for a head start on getting rich.

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