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Talking to Your Spouse About Money

Couples' Financial Conversation Starters

Whether they've been battle royales or stern disagreements, arguing about money with your significant other is something most of you have been through. Frustration between couples built on financial issues is particularly common during the recession, when many folks are unemployed and bills need to be paid.

The editors of Money magazine want to help you find peace with your money, and one of the topics they address is how spouses can avoid arguing about money these days. They advise once-a-week meetings dedicated to talking about money, focusing on common goals instead of differences and playing the blame game.

To kick-start the meetings, Money created a list of conversation starters and the editors encourage you to separately write down responses and discuss them at your first meeting. To see their talking points,



  • "What is my biggest money worry nowadays?"
  • "What are my top three savings priorities, in order of importance?"
  • "What am I pleased with about our financial life?"
  • "Is there anything I want to understand better about our finances or wish that we could investigate together?"
  • "If we had to cut back on spending, what three areas would I choose? What three would I avoid cutting?"
  • "Are there any important money tasks I think we have been procrastinating on?"

Would you use these conversation starters with your significant other, or have you already covered these bases?

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