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Tips For College Savings

Savvy Community: Readers Share Tips For College Savings

When kellylouise asked for college savings tips in the How Do You Save? group, readers delivered. Here's a nugget of the golden advice.

  • I learned the hard way after college that having as much money to pay off college from the get-go is the best way and will ensure more financial freedom. One thing I wish I had done more of before college is researching the literally thousands of scholarships that exist for almost anything. Even if it's $1,000, it's that much, plus interest, that you won't have to pay later. — idanceinmycar
  • For college, you might also see if you can get a student loan to cover some of the costs. Most of these loans have really low interest rates and often you don't have to start paying for them until you have graduated. Also, think about maybe doing a junior college for the undergrad stuff since they are often a lot cheaper! — Lauren

For additional suggestions,


  • Don't even think about not filling out the FAFSA. Even if you're dead set against taking loans, the FAFSA is how you get grants (i.e., money you don't have to pay back). — Anonymous
  • You may be able to get some great grants, etc., as well, particularly if you start to live on your own and your parents don't claim you as a dependent on their taxes. — lilkimbo
  • Instead of loans, I got a student line of credit which worked out really well. I saved as much as possible from my job and then when that money ran out, I used my line of credit. — skigurl

Got more money saving tips for college or everyday life? Share them in the How Do You Save? group.

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Yesi-Jukebox Yesi-Jukebox 6 years
Another great tip is to NEVER buy new books! I saved so much money as opposed to my friends because (1) I checked the flyers in my school to buy used book from other students, (2) I went on amazon to buy used books, (3) I went to the library and did my homework from there and (4) I copied the chapters that were needed for class in the library.
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