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Ways to Do Taxes

Savvy Community: Should I Use Turbo Tax or Hire an Accountant?

This post was shared by reader PureGrace in our How Do You Save? group.

I'm getting ready to do my taxes and they are pretty easy.  I want to get the maximum refund especially since I moved this year to a city that requires you to pay additional taxes.

Which is better, using Turbo Tax or Hiring an Accountant?

A friend recommended an accountant that always gets her a couple thousand dollars back each year that costs $175.  Turbo Tax is a lot cheaper but I'm worried that because it is so general it might miss something that could give me a bigger refund.


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tarabara1229 tarabara1229 6 years
I've always used Turbo Tax since my taxes are very basic as well, and have never had any issues. On a side note, Savvy, I think you should talk about how tax returns function. Generally speaking, if you're getting a lot of money back, it's not necessarily a good thing. In fact, it would be better to get only a few hundred back or even owe money. Why? Because basically if you're paying too much in taxes upfront, it's like you're giving the government an interest-free loan. That tax return money could have been gaining interest in your bank account. Just my two cents!
WeTheLiving WeTheLiving 6 years
The first time I filed I went to H&R Block and had to pay almost $200 bucks to file and got like $900 back. I decided to try TurboTax and I get more back, My taxes are very basic and haven't changed much and I find TT very helpful.
PureGrace PureGrace 6 years
I did my taxes on Turbo Tax last night to see what my refund would be without filing them yet. It looks like I will get $1700 from the federal government but own the state $500. Is it worth the chance to pay for an accountant to see if they can get me more back?
mPlusStyle mPlusStyle 6 years
I am a tax preparer with my own business. We charge $60 to e-file both Federal and State returns, about the same as off-the-shelf software. Some of the [in]famous major tax preparation outfits will charge up to $200 for the same service, depending on the time of year you file. Once you talk to a "tax accountant" or "tax lawyer" the fee generally goes up. Every one charges what they see fit. To find a preparer near you visit Good luck!
corbinia corbinia 6 years
No offense to anyone out there who is an accountant, but I always use Turbo Tax. It is very thorough and detailed for what I need- mortgage, savings, and student loan deductions. I have known quite a few people who paid accountants and ended up having errors. I don't know that the program is infallible, but you can purchase additional protection, which would be less than paying for an accountant. Plus, most good accountants have a lot of clients and your turn around time might be longer than if you just did it yourself. Turbo Tax and Tax Cut are both super easy if you have all the documents you need.
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