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What Is the Best Money Management Tool in 2008?

Financial organization has been a top priority for many of us this year, and the money management tools that make this easier deserve a place in the Best of 2008. These tools do awesome things like showing all of our accounts in one place and depicting our spending habits in pretty pie charts that let us see where we should cut back. In short, budgeting has never been so simple. Which of these tools do you favor over the rest?

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