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iPhone Apps For Budgeting On the Go

Ask Savvy: iPhone Apps For Budgeting On the Go

Dear Savvy,

I recently made a budget to curb my spending and start making a significant dent on my debt. Is there an iPhone app that allows me to track my purchases for the week? I want something I can access on the go.

Savvy says: Any day is a good one for getting your finances in order, and kudos to you for making a savvy Spring resolution. There are several iPhone applications that could suit your needs. To see details on a few that could be good bets,


  • Spend ($0.99): This inexpensive app advertises itself as a "quick and easy to use budget tracker." It allows you to see your budget broken down into specific categories, and when you enter how much you've spent in a particular area it calculates how much you have left for the day.
  • Cha-Ching ($2.99): Similar to Spend, this app is for "budget management on the go." You're able to enter transactions and customize categories that you may have outlined in your personal budget.
  • Mint (free): If you haven't already signed up for Mint, it's a really great way to organize a budget and see where your money is going. You'll need to sign up with the website in order to take advantage of the app. There doesn't seem to be a way to manually catalog your purchases, but it provides an easy-to-follow overview of spending patterns and bank balances. I encourage you to check it out — it's helped more than a few friends get out of debt by sticking to a budget. You can even text to immediately find out your balances, so you'll always know if you have enough to cover an expense.

Have any of you been using iPhone apps for managing your money?

Join The Conversation
Sundown321 Sundown321 7 years
I use ireconcile. You can link it to your account and anyone else you share an account with. It's a really great tool!
aistea311 aistea311 8 years
I like it. I also like that my bank has an iPhone app so I can always make sure I have enough funds in my debit account. This year is tough for every dollar :(
TidalWave TidalWave 8 years
I didn't like the Mint iphone app at all. You couldn't change or input anything. It was all just displays. I thought it was totally useless.
dancer0420 dancer0420 8 years
actually they have a spend lite- the free version of spend -that only tracks your weekly budget which was excactly what i needed - thanks!
dancer0420 dancer0420 8 years
yay thanks for posting my question!!! thanks for all the answers too!
Renees3 Renees3 8 years
i use mint, but I'll check out balance too. Actually I do all my budgeting on an excel spreadsheet. It's really helped me to see where my money is going. I love it
brookberrys brookberrys 8 years
I also use Balance and highly recommend it - it's free! Mint is also great, I have that one installed too.
SlurpeeGrl SlurpeeGrl 8 years
what about applications for windows mobile phones. not everyone has an iPhone! :)
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