I couldn't believe it when I read on SFGate that it is very common for major websites like MySpace and MSNBC to be attacked and hacked, and how there's no way for users to know. Just this month, Israeli security firm Finjan uncovered a server full of consumer information, including social security numbers, bank account info, recorded keystrokes from online shopping in Malaysia.

Even though I'm tech-savvy and think I'm being careful online, I'm also totally paranoid sometimes that one false click or download will lead to a drained bank account or worse. In fact, I have several friends and family members who've experienced this — have you?