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Online Banking Becoming More Popular

Would You Use Mobile Banking?

My cell phone is way more than a cell phone. It's a navigator, a camera, a messaging device, and a MP3 player all in one. I seriously would feel like I was missing a limb if I ever lost this baby. But now, people are doing even more with their cells, like checking bank balances, transferring funds, and setting up automatic bill pay on their bank accounts. More than eight million customers are expected to use mobile banking by the end of this year, which is up from almost two million from the end of 2007, and with even more banks making mobile banking readily available, that number should rise even higher by 2010.

Even though making purchases from your cell is yesterday's news, mobile banking still has growing pains dealing with the issue of security. A whopping 65 percent of respondents in a recent poll said that not knowing if their info is secure is the top reason they do not participate in mobile banking. But, I have to ask: didn't we feel the same way about online banking when that first hit the streets?


Join The Conversation
Dana18 Dana18 9 years
I love it. It help to know how mush is in balance.
So-Fab So-Fab 9 years
When I'm walking through the mall being able to see what I have and if all the bills have come out yet is so wonderful! Maybe when I get more money I might be a little worried about security but right now, what info can they really get except knowing I swipe my card for $2 purchases.
EvilDorkGirl EvilDorkGirl 9 years
I already use mobile banking and it rocks. Two points I'd like to make based on earlier posts: 1. For my bank, I couldn't access my account information using my phone previously because it wasn't a supported browser. I tried to log in and it just kicked me back to the home page. 2. ". . .but I think that it's a lot harder to hack into someone's computer than to simply steal their cell phone." That's why you don't EVER store passwords on your cell phone or computer for banking or any places where your credit card info is stored. Ever. If the person stealing your technology doesn't have your password, they can't access your personal info. I'm very confident that my bank keeps my information secure. They're at risk too, after all.
natali3nguyen natali3nguyen 9 years
i feel like i'm already kind of risking it by doing it online. so the phone, definitely not.
Hannah426 Hannah426 9 years
I think it would be too risky. Yes, we were worried about online banking when it first came out, but I think that it's a lot harder to hack into someone's computer than to simply steal their cell phone. I dunno, maybe it's just me. I agree with the person above though; I think it would be good for ONLY checking balances.
mrsjhudson mrsjhudson 9 years
It's a good thing just for checking your balance and recent transactions.
Zayrah Zayrah 9 years
Already do. It's seriously handy.
Performita Performita 9 years
In my country it would be a suicide, some of our banks still use DOS :D
herfallingstar herfallingstar 9 years
a) it's probably far riskier than online banking on your 'puter. b) surely if you can get on the internet on your phone, you can do it anyway?
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