Update: Sony has confirmed that PlayStation Network users' personal information has been compromised (including names, addresses, phone numbers, birthdates, and email accounts), so be sure you take the necessary steps to protect yourself from phishing scams, change all of your passwords, and alert your banks for potential fraud.
You may have noticed by now that the PlayStation Network is down. There's no time frame as to when it will be back up and running, and Sony is still unclear as to the nature of the "external intrusion." Another thing Sony is unsure of: whether or not your credit card numbers have been stolen during the hack and subsequent outage.
Keeping your credit clean is important, so having a hacker go wild in your name could spell trouble for you down the line. I asked credit expert Emily Co of SavvySugar what gamers can do to protect themselves while Sony investigates the outage. Here are three ways you can keep your credit safe from possible fraud:
- Monitor charges: The most basic thing you can do is to keep an eye on credit card charges. If you see any suspicious activity going on then it's time to call to your bank or credit card company.
- Give banks a heads up: Be proactive and give your bank or credit card company a heads up on the situation. This way, your bank knows to be on the lookout for suspicious charges, and you'll be protected if things do go awry. Pro tip: it's best to use a credit card for all online charges (verses a debit card), since credit cards offer the most protection against fraud.
One last tip after the break.
- Cancel cards: Prudent gamers can choose to call and cancel credit cards now, and put the kibosh on any possible fraud before it happens. You'll be given a new credit card in its place, and can sleep well knowing you've outsmarted lame hackers and evil doers.