As Black Friday is quickly approaching, it can be stressful to decipher how to get the greatest amount of savings. All You [1] has your ultimate 2014 guide for Black Friday shopping.

November 21-26: Early-Bird Holiday Specials

Time to grab your must-haves now before the real shopping madness begins!

Insider tips:

• Check your bookmarked deal sites (including befrugal.com [2], bfads.net [3] and bradsdeals.com [4]) for retailers' circulars for now and Black Friday weekend. (They often "leak" early.)
• Compare current prices to doorbusters being offered on Thursday, Friday or the weekend. There may be amazing deals worth waiting for, but if you can get an item now for a few dollars more and save the time and trouble, go for it.
• If a product gets marked down on Black Friday, or between now and Christmas, you might be eligible for a refund on the difference if you used a credit card with price protection.

Look for:

• Toys: This year the hottest items include goodies from Nickelodeon's Paw Patrol [5] and Disney's Frozen [6], which set off a frenzy in the spring when stores sold out of all things Anna and Elsa.
• Appliances: Kohl's [7] last year sold a KitchenAid mixer for $101, counting rebates and coupons, about $100 less than retail.
• Electronics: Last year, Sears [8] rewarded loyalty-club members with goodies including a 32-inch LED television for nearly 30 percent off.
• Fashion: Express [9] started its Black Friday sale online on Tuesday last year, offering half off all clothing.

November 27: Thanksgiving Day Shopping Plan

For many large retailers, this is the true start for Black Friday.

Insider tips:

• Last year, Best Buy [10] and Walmart [11] started their sales at 6 p.m. JCPenney [12], Kohl's [13], Macy's [14], Sears [15] and Target [16] opened at 8 p.m. Kmart [17] was ahead of them all—at 6 a.m.
• If there's a limited-stock item you must have, this is the day to camp out—the sooner, the better. Learn each store's waiting-in-line policy, meant to prevent fights over spots.

Look for:

• Name-brand electronics. Last year Walmart [18] offered a 32-inch HDTV for $98 to customers during the first hour.
• DVDs
• Video games

November 28: Black Friday Shopping Plan

It's still the most deal-packed holiday-shopping day of them all.

Insider tips:

• Black Friday morning has become a sneakily good time to avoid crowds and still get a top deal, because so many stores have moved their opening times to Thanksgiving evening. Just be aware that some deals last only a few hours, so plan accordingly.
• Gather all your Black Friday sales circulars and take them with you. Some stores might offer price matching but only if you can show them proof of what another merchant is charging.
• In the store, check your favorite deal websites and shopping apps one more time: retailers, especially Amazon [19] and Newegg [20], might expand sales or lower prices to match rivals at the last minute.
• Bfads.net [21] keeps a running list of the top five buys at major retailers, along with comparisons among competitors based on category (electronics, say, or housewares). If you haven't done it before, download a scanning app such as RedLaser [22] or Shopsavvy [23]. Use it to scan bar codes in stores and it will compare prices with those at nearby merchants, letting you decide whether an item is a must-buy.
• Deal hunting can give anyone an appetite, and restaurant chains know it. In 2013, Applebee's [24] gave away a $10 gift card if you purchased one for $50. Boston Market [25] offered a $5 card for $25 spent. California Pizza Kitchen [26] threw in a $20 card if you bought one for $100.
• About half of what's in a store's Black Friday in-store circular will be available to buy online, too.

Look for:

• Small appliances. At Walmart [27] last year, you could score a Dirt Devil for just $15, nearly 50 percent off; a Bissell Pet carpet cleaner was $98, down from $160; and a 6-quart Crock-Pot was just $9.44.
• Cameras. Target [28] offered a Nikon L320 for $99, marked down from its usual $230.
• Large appliances. Best Buy [29] tempted shoppers with a $1,700 Whirlpool French-door refrigerator for $1,000.
• Tools and work clothes. Last year, Sears [30] halved the price on a Craftsman 220-piece mechanic's tool set, to $100. And all Diehard boots, which normally cost as much as $105, were $45.
• E-readers. At Best Buy, you could get a 7-inch 16GB Kindle Fire HD tablet for $99, $145 less than on amazon.com [31].

November 29-30: Post-Thanksgiving Weekend Sales

Sure, stores will be a bit more picked over, but they'll also be less crowded.

Insider tips:

• Macy's [32] traditionally leads the pack by holding a vast "Super Saturday" sale.
• Lord and Taylor [33] ran an extended Thanksgiving sale last year: half off all men's shoes.

Look for:

• Fashion accessories. Expect to find bags and gloves, if they didn't move earlier.
• Toys. A limited number of "sold out" items will magically return to lure shoppers to stores.
• Luggage. Macy's [34] last year offered more than 50 percent off luggage.

December 1: Cyber Monday Shopping Plan

On this day, online-only merchants go toe-to-toe with the websites of brick-and-mortar stores. Who wins? The smartest shoppers, of course.

Insider tips:

• One good thing about Cyber Monday is that you can be in several stores at once—virtually. Just open multiple tabs on your browser. If something sells out in one store, move on to the one offering the next-best price.
• If you haven't done it already, sign up for a shopping portal, like ebates.com [35] or shopathome.com [36]. They work with thousands of merchants, and if you click through to participating retailers, you can get additional rebates—ranging from 1 percent to more than 30 percent—off your total purchase. Along with websites such as befrugal.com [37], they also alert you to coupons that you can stack along with the rebate for significant extra savings.

Look for:

• Amazon [38] kicked off its busiest shopping day of the season with a TiVo Roamio HD digital video recorder and streaming media player for $150 (normally $200) and a 46-inch Samsung LED TV for less than $500 (down from $700).
• Newegg.com [39] sold a Nintendo Wii mini console with a Mario Kart game for $100.

Check out more great articles from All You:

• How to Score Amazing Black Friday Deals [40]
• How to Spot — and Avoid! — Hidden Fees [41]
• Buyer Beware! How to Avoid 4 Common Scams [42]