Here's one thing no one tells you about being an adult: alongside bills, insurance, and general "grown-up" responsibilities, building a wardrobe can add up quickly. Luckily, retailers like Banana Republic stock tons of under-$100 items — and stylish, well-made ones at that.
Throughout adulthood, the pieces in your closet need to serve various functions: appropriate for work, good for formal occasions; the list goes on. If you want items that'll last awhile, quality matters, too. The only problem is that often, a single piece can start at three digits (never mind the price of your entire cart), so that's why it is a great time to stock up.
You shouldn't have to work hard to find great, affordable pieces, so we did the research for you. After a deep dive through Banana Republic's website, we've rounded up a whopping 100 pieces spanning nearly every category you can think of. Get comfortable and keep reading to discover these impressive under-$100 finds. We won't be surprised if you have a full cart or a brand-new wardrobe by the time you finish this post.
Trust us, this Chunky Turtleneck Sweater ($90) will become one of your closet go-tos this Fall and Winter, so don't be afraid to buy multiple colors.
If you're looking for an outerwear staple under $100, Banana Republic has you covered with this Water-Resistant Quilted Bomber Jacket ($99).
High-Rise Wide-Leg Jeans ($99) will give your outfit an instantly stylish upgrade, and the dark-wash denim is both flattering and versatile.
Leopard Midi Slip Skirts ($90) have become so popular, there's an entire Instagram dedicated to them. But the monochrome color and pattern of this one make it feel completely unique.
Unique sleeve details are having a huge moment in fashion, so try the trend with the help of this Puff Sleeve Cropped Sweater ($90).
Red dresses like the Soft Ponte Midi Dress with Slit ($99) are a closet must have for when you're feeling bold.
No need to stress about your next holiday party look; just pair this Velvet Midi Slip Skirt ($99) with a cropped cardigan or chunky turtleneck sweater.
These Brogue Chelsea Rainboots ($78) were made for walking — and keeping your feet dry in rain, sleet, and snow.
This Aire Cropped Sweater ($99) features a classic silhouette you can wear and rewear for years to come.
In or outdoors, this Merino-Blend Funnel-Neck Sweater ($90) will keep you nice and warm all day.
The Slim Wide-Leg Packable Performance Cropped Pants ($99) are a top choice if you love this silhouette, but want to experiment beyond denim options.
Totally astrology-obsessed? Us too. Rep your sign 24/7 with a Zodiac Disc Necklace ($38).
A wool sweater you can throw in the washing machine?! Yes, it exists, so add this Washable Merino Turtleneck Sweater ($70) to your wardrobe now.
Show off your girlie side in a blush-tone Satin Smocked Sleeve Blouse ($80).
Feminine and flattering, it's hard not to fall in love with this Clip Dot Ruffle-Wrap Top ($85).
The Luxespun Raglan T-Shirt Dress ($99) is an always-reliable piece you can use as a base for several different outfits.
Want to re-create a look everyone's been wearing at Fashion Weeks across the globe? Style this Maxi Skirt with Side Slits ($99) alongside a pair of leather knee-high boots.
The clean and flattering cut of this Ribbed Square-Neck Cropped Top ($50) will elevate any outfit you wear it with.
Paired with pants or skirts, the Ribbed Henley Thong Bodysuit ($40) will help you achieve that tucked-in look with clean lines and none of that bulky excess fabric.
These Performance Stretch-Easy Pants ($90) are equally ideal for lounging, running errands, or anything in between.
A black Wrap Bodysuit ($40) is as comfortable as it is easy to style.
No matter how you style this Aire Turtleneck Sweater ($99), your outfit will look and feel oh-so cozy.
Even the most casual outfit can be instantly dressed up with these Red Agate Drop Earrings ($58).
Add this fun Star Sweater ($80) to your wardrobe for days when you need a little pick-me-up.
As soon as the temperature drops, teddy coats come out to play. For a more casual way to get the look, try this Sherpa Fleece Half-Zip Sweatshirt ($99).
Breathe new life into your work wardrobe with the help of a plaid Bi-Stretch Pencil Skirt ($99).
Grab some hot chocolate, a good book, and this Cosabella Bellita Long-Sleeve Pajama Pant Set ($109) for a night well-spent indoors.
Universally flattering, comfortable, and extremely versatile, this Print Wrinkle-Resistant Wrap Dress ($99) makes for the perfect work dress.
Patterned pants can be undeniably fun, and these Modern Sloan Skinny-Fit Metallic Leopard Pants ($99) are proof.
This Print Peplum Wrap Top ($85) features a black and red floral print that's perfect for Winter.
Wrap tops get a shiny, feminine upgrade with this Soft Satin Puff-Sleeve Top ($85).
Chunky Hoop Earrings ($38) are a total jewelry collection staple.
Stand out big time in this neon Chunky High Crew-Neck Sweater ($99).
With this Washable Merino Chevron Sweater ($80), you don't have to hit the slopes to channel après-ski vibes.
If you're not ready to commit to wide-leg pants, try Crop Flare Corduroy Pants ($99) instead.
If turtlenecks feel too restricting, try a Ribbed Mock-Neck T-Shirt ($45) instead.
Crossbody bags are a complete wardrobe must have, and this Leather Double Zip Camera Crossbody ($98) will be as durable as it is practical.
For a more relaxed look (and, if you dislike the feeling of tight jeans, a more comfortable fit), try a pair of High-Rise Straight-Fit Ankle Jeans ($99).
Colorblock stripes are always a good idea, and this Super Soft Cotton Hi-Low Hem Sweater ($90) makes them look that much cuter.
A Nylon Travel Backpack ($88) can hold the contents of a tote bag, but allows you to be extra mobile on the go.
Much like an LBD, a little black skirt is a definite essential. We suggest trying this Asymmetrical Skirt ($90).
If you're a sucker for soft fabrics, add this Merino-Blend Turtleneck Sweater ($99) to your sweater collection stat.
It's hard to believe these Slim Wide-Leg Houndstooth Cropped Pants ($99) are hiding in Banana Republic's under-$100 offerings. The built-in belt makes them look even more stylish than they already are.
Show off your wild side this holiday season with the help of a Metallic Leopard Sweater ($99).
If dainty jewelry is more your vibe, this pretty Pearl & Bar Necklace ($38) will add a touch of sparkle to your outfit without overpowering it.
A plain white tee is essential in any capsule wardrobe, so grab this SUPIMA Cotton Crew-Neck T-Shirt ($30) if your closet is missing one.
This crisp Parker Tunic-Fit Shirt ($90) will play nicely with so many hues, silhouettes, and styles.
A Ribbed Mock-Neck Mini Dress ($99) will never go out of style and can be paired or layered with countless pieces.
Tucked into jeans, paired with a skirt, or worn underneath a slip dress, a Ribbed Turtleneck Sweater Top ($80) will keep you warm even on extremely cold days.
From comfort to casual style, these TENCEL Utility Jogger Pants ($90) check all the boxes.
Need an excuse to add more prints to your wardrobe? This navy floral Tie-Neck Tuxedo Blouse ($90) seems pretty convincing.
A nutmeg-colored Vegan Suede Mini Skirt ($99) will add visual warmth and undeniable style to your Fall and Winter outfits.
Whether you're constantly on-the-go or the type to carry your entire life in your bag, there are a million reasons to add a Nylon Travel Tote ($88) to your collection.
There are endless ways to style this black Wrinkle-Resistant Wrap Dress ($99).
For a subtle pop of color, add these Resin Skinny Hoop Earrings ($38) to your cart now.
Don't underestimate the power of a good ring. This Rectangular Cocktail Ring ($54) will be a flawless finishing touch to any outfit.
Sometimes, the right jewelry is all you need to make a good outfit a great one. A simple-but-gorgeous Bezel Set Station Necklace ($38) will go with anything in your closet.
The details on this Trench Mini Skirt ($99) will instantly elevate any outfit.
When teddy coats meet hoodies, the product is this Cropped Sherpa Fleece Hoodie ($99).
Satin Slide Sandals ($68) put an extremely chic spin on a popular streetwear shoe.
If you live in turtlenecks during the Fall and Winter, a Metallic Soft Stretch Turtleneck T-Shirt ($50) is all you need to make your go-to look feel ultrafestive.
For a subtle way to add animal print to your collection, consider trying this giraffe Dillon Classic-Fit Shirt ($80).
If you gravitate toward vintage pieces, you'll love these statement Black Howlite Earrings ($48).
There's a reason High-Rise Skinny Jeans ($99) are in everyone's closet: they're totally timeless, and they go with everything.
Gray plaid pants like the Avery Straight-Fit Metallic Ankle Pants ($99) are a totally foolproof choice.
Dressed up or down, this Stripe Twist-Front Midi Dress ($99) is one of those pieces you can always rely on.
Pair this Threadsoft Turtleneck T-Shirt ($45) with a beret for a French girl-inspired look.
Chic, dainty, and vibrant, this Leopard Cowl-Neck Camisole ($65) is a fashion-lover's dream.
The shape and color palette of these Robin Almond-Toe Ballet Flats ($88) are just about as timeless as it gets.
Layer this Cozy Knit Ruched-Side Sheath Dress ($98) with a denim jacket for an outfit that looks put-together in seconds.
A jewel-tone Ribbed Turtleneck T-Shirt ($45) provides style, warmth, and comfort.
Go completely hands-free with the help of a Leather Convertible Belt Bag ($98).
Pair the Riley Tailored-Fit Stripe Shirt ($80) with jeans for an easy everyday look.
A pair of Mid-Rise Skinny Corduroy Pants ($99) will feel like a refreshing addition to your regular denim rotation.
Pajama sets are highly underrated, and this cute-meets-comfy Cosabella Bellita Long-Sleeve Top & Boxer Set ($109) will show you why.
Add a little texture to your outfit with this soft Velvet Camera Crossbody ($78).
This Chunky Pointelle Cropped Sweater ($99) is perfect for pairing with denim and a pair of leather boots.
A pair of white Cropped Flare Pants ($99) can be worn year-round with any accessories you choose.
Worn at your waist or messenger-style across your chest, a Leather Belt Bag ($98) makes it easy to re-create a popular street style look.
If you're a fan of silver jewelry, try pairing these Wavy Earrings ($48) with a low messy bun or sleek high ponytail for a look that's superchic.
The Quinn Straight-Fit Denim Shirt ($80) will quickly become one of the most versatile pieces you own.
A Washable Silk Cowl-Neck Camisole ($99) is not only extremely low-maintenance, but it'll fit seamlessly into your wardrobe.
Think pink this Winter and slip into a Marbled Wool-Blend Sweater ($90).
Colorful and fun, these Fireball Stud Earrings ($28) are perfect for New Year's Eve (or any day, really).
High-Rise Wide-Leg Cropped Jeans ($99) are back and better than ever, and the medium wash of this pair is ideal for wearing everyday.
The Luxespun Bell-Sleeve T-Shirt ($50) is a modern and casual take on a popular '70s sleeve style.
You can wear this pretty Ruffle Blouse ($75) any season of the year.
With a neutral color palette and bold shape, these Resin Doorknocker Earrings ($58) are a unique take on statement earrings.
This handy Vegan Leather Smartphone Crossbody ($78) will keep your essentials nearby at all times.
A white Stretch Denim Mini Skirt ($80) can be worn year-round; pair it with tights and heeled boots in the Winter, or a cute top and sandals in warmer months.
These Resin & Metal Hoop Earrings ($48) are a unique take on the staple earring style.
Make these Faux Fur Slides ($98) the fuzzy focal point of your next #OOTD or your most stylish pair of house slippers.
These Chunky Resin Hoop Earring ($38) will add a stunning burst of color to your outfit — especially on dull Winter days.
These Freshwater Pearl Statement Earrings ($68) give new life to the classic stone.
No need to layer on tons of jewelry; these Purple Mixed Drop Earrings ($48) do all the talking on their own.
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Between the glitter, tortoise pattern, and chunky shape, these Glitter Resin Hoop Earrings ($38) nail every earring trend in one fell swoop.
Oversize jewelry can be incredibly fashionable, and this vintage-inspired Multi-Stone Bangle ($68) is a great way to try the look.
For an instant burst of color, throw on these Chunky Resin Hoop Earrings ($38).
You can't go wrong with a pair of gold hoops, but for some added variety, try these Leaf Detailed Hoop Earrings ($48).
Geometric-cut edges give these thick Angular Resin Hoop Earrings ($38) a totally unique look.