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Our kids see us buying things all the time, so it makes sense that most are interested in money. Start teaching them about how finances work by letting them fill a piggy bank with money they earn from household chores and are gifted on birthdays and holidays; then let them choose how to spend that money, even when you don't agree with those choices. Another great way to let them practice handling money independently: send your first or second grader into a convenience store to buy milk. She'll have to choose among the options, count money, and interact with the checkout person, all of which are sure to build confidence and a sense of autonomy.