The new year brings all kinds of wishful thinking. This is the year that you’re going to commit to exercising every single day, meal prep for the entire week every Sunday, and get a solid eight hours of sleep every night.
Though most New Year’s resolutions revolve around physical health, that’s not the only thing on our minds this time of year. According to a recent Chase survey, 84 percent of Hispanic adults believe their finances impact their overall wellbeing.* If you’re neglecting your financial health, you’re neglecting your overall health.
To help you get a grip on your finances in 2019, we tapped certified financial planner Brittney Castro, who is a Chase Slate financial education ambassador, to help us come up with six finance-focused New Year’s resolutions. “Don’t be intimidated by your finances,” she said. “Whether it’s learning about better ways to budget or pay down your debt . . . it’s about taking control and realizing that small things can really make a difference.” Start with these six simple goals — no matter your financial situation, they’ll help you start 2019 on a good note and hopefully end it with healthier credit and more savings. Cheers to that!
Keeping your credit score healthy is crucial for important life events like renting a home, securing a mortgage, and leasing or buying a car, yet so few of us know what our score actually is. Luckily, cards like Chase Slate are making it easier than ever to track your credit score. Chase’s Credit Journey allows you to check your score for free and sign up for email alerts when it changes. “It’s no longer a mystery,” Brittney said. “There are no excuses anymore, because not only can you see your credit score on a regular basis, but you can also learn how to improve it.”
Once you know where you stand, take steps to either improve your score or keep it healthy. “If you have credit cards, make sure you’re paying them off in full and on time, because those two are the biggest factors for calculating your credit score,” Brittney said.
Credits: Design: Rebecca Joy; Text: Annalise Mantz
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*The Chase Slate 2018 Credit Outlook was commissioned on behalf of Chase Card Services. A survey was conducted on behalf of Chase Card Services, by FleishmanHillard Global Intelligence and Research Now. Interviews were conducted online from March 28 – April 2, 2018 across the U.S. among 1,000 self-identified Hispanic adults age 18 and older. The credibility interval for a sample size of 1,000 is +/- 3.09% and larger for subgroups.