Don't Brush Off Getting a Prenup Without Considering These Things

Getting engaged and planning a life with someone is one of the most exciting milestones in a person's life. All of the excitement causes somewhat of an ongoing adrenaline rush that makes it hard to focus on making responsible decisions. Here are some things to think through before taking a prenup out of the question.

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Credit score

A person's credit score can tell you a lot about them. Good credit implies responsibility and sound judgment when it comes to budgeting, like being able to pay bills on time or not opening up too many cards. Make sure you're aware of your and your partner's score before merging accounts or deciding to forgo a prenup.

Income disparity

It's common for there to be a bit of a difference between couples' incomes unless both people are in similar industries and at similar position levels. Decide early on how you'll be divvying up bills so no one feels uncomfortable when it comes time to pay. No matter who makes more, it's important to have a conversation about this subject when making financial decisions as a team.

Career differences

This is primarily important because of lifestyle. Two drastically different careers can either be a good thing or a bad thing, so address how each other's work-life balance may have an impact on your relationship and potentially the stability of a marriage. Keep in mind that having different schedules may affect time off, ability to travel, and being away from home.

Family background

People can be greatly influenced by the types of relationships they've experienced and witnessed within their respective families. Respecting differences and knowing how your partner may be affected by issues that are current or from their past will help gain an understanding of your partner's background and encourage you to talk through any residual emotions.

Past relationships

Talking to your significant other about past relationships can feel weird or uncomfortable, but knowing about them can tell you so much about one another. It's important to know if your partner has been heartbroken or has even broken an ex's heart, and vice versa. Don't shy away from bringing this up, because it can be a learning experience for both of you.


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