Outwit potential hackers by staying password smart.
Don't be fooled by emails: I've been asked to reply to my "banking institution" with my account login information before. The email is formatted to look legit, but if you check the sender's address, most likely it's from a third-party account like Gmail, Yahoo, or MSN. Be diligent, and never reply to emails with your bank logins or passwords, and always check where they are coming from first! When in doubt, call instead.
Reset passwords often: Too often, people have some pretty lame passwords, which allow their accounts to get hacked even without a phishing scam. Make sure your passwords are tough to guess, and try to change them every few months.
Get some password help: There are sites out there that can help you choose a hacker-proof password, but just don't go writing it down in an easy-to-find place soon after you settle on one!
Never forget your password again: You can use a device like Roboform to store your passwords digitally, and then all you have to do is insert it into your computer's USB port for access. Just keep that sucker under lock and key!