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With easy round-ups, Acorns is one of the best investing apps to get started in your investment journey. The app connects to your debit card or PayPal account, and will round up purchases to the nearest dollar and invest the difference. Acorns also partners with 350+ brands to allow you to earn investments while you online shop. There is no minimum to open account, however, the app does have a monthly fee starting at $3 a month, depending on the plan you select.