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If a stone falls out of your ring, don't panic. Look around to see if you can find it, and reach out to your jeweler immediately. Take your ring (and stone if possible) to your jeweler, and don't wear it until you can get there. This is important because if a single stone is lost, it's likely that others on the ring are loose. Of course, the same goes for loose stones — do not wear your ring until you take it to the jeweler for service to prevent further damage.