6 Essential Ways to Prepare Your House For a Hurricane

Most homeowners think that having basic homeowners insurance has them covered, but unfortunately, that's not the case. Wind insurance is not included in most homeowners insurance policies, and flood insurance is definitely not included. You should purchase a separate wind policy, and you'll need to buy government-backed flood insurance. Homes within flood zones are required to have flood insurance, so make sure you know whether or not you're covered. Consider putting together a home inventory as well, so if your home is damaged during a hurricane, you know what items need to be replaced and at what cost.