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As an avenue to create community around financial goals, Rita-Soledad Fernández Paulino created Wealth Para Todos. The former math teacher turned personal-finance enthusiast candidly shares how their upbringing has impacted her mindset around money and the work they've done to pay off roughly $23,000 in student loan debt and map out her family's early retirement plan, among other investments in their future. She and her husband are on track to become work optional at 47 and show BIPOC, women, and LGBTQ+ people how to do the same. "I wanted to prove that the children of immigrants could reach financial independence. I sought to become the representation I lacked growing up," Paulino shared.