How many payments? 4
Will signing up impact your credit score? No
Does Shop Pay charge interest? No
Minimum and maximum purchase needed to use Shop Pay: $50 - $3,000
How to Shop Using Shop Pay
- In the app: Search for the store you want to shop at. If Shop Pay is available with the store, you can shop in the app. When you're ready to check out, select Shop Pay from the provided payment methods. The app will then take you through checkout and detail how much you'll pay for your first of four bi-weekly payments.
- On a store's website: If Shop Pay is available with a brand, you might see the logo under selected items on the brand's website. If you don't see the logo, test the checkout process (with a random item). When you go to check out, select the "Shop Pay" button. If your online browser recognizes you, it will send a code to your phone. Enter the code on your computer to get to the Shop Pay checkout page, and select the option to pay in four payments. If your browser does not recognize you, you'll be prompted to log in to your Shop Pay account, and then, you can select the four-payment option.
Perks of Using Shop Pay
- You can track any package (whether you used Shop Pay or not) by either adding the tracking number or syncing your email (Gmail or Outlook) to the app.
- Since it's run by Shopify, a range of stores in the US offer this option upon checkout with a qualifying purchase.
- There are no late fees.