How many payments? 4+
Will signing up impact your credit score? No
Does Affirm Charge Interest? Yes, for (three, six, or 12) monthly payment purchases. No, for four bi-weekly payment options.
Minimum and maximum purchase needed to use Affirm: $0 - $17,500
How to Shop Using Affirm
- In the app: Search for the store you want to shop at. If Affirm is available with the store, you can shop in the app, then click "pay with Affirm" at the bottom of the window. The app will help you check out and offer payment plan options.
- On a store's website: If Affirm is available on your favorite site, you might see the Affirm logo under any selected item. If you don't see the logo, test the checkout process (with a random item) until the website asks you for payment. Under the provided payment options, Affirm will be listed if the store offers it. If so, you'll be prompted to log into your Affirm account and complete the checkout process with Affirm's payment options (four bi-weekly payments or three, six, or 12 monthly payments with interest).
Perks of Using Affirm
- You can pay by debit card, credit card (with select purchases), your checking account, and with a check in the mail.
- You can create a "one-time card" for large, in-store purchases, if approved by Affirm for the amount. This way, you can pay over time through Affirm, but take home your items the same day you purchase them in the store.
- On the app, you can use a four-digit pin or face-ID to log in.
- Any interest you're charged will be shown and explained to you before you complete your purchase via prompts.
