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How to Save Money Tips

80 Small and Big Ways to Save Money This Year

If one of your goals is to save money this year, then make a few changes here and there to save a little or a lot. Remember the little things do add up! Read this list below on suggestions for saving money, and pick a few for a 2016.

  1. Bring lunch to work
  2. Take public transportation
  3. Drop your landline and rely on your cell phone
  4. Reassess your savings accounts
  5. Make your gifts
  6. Make your own cleaning products, like detergent and carpet cleaner
  7. Cook more and eat out less often
  8. Be aware of bank fees
  9. Make a list before grocery shopping
  10. Grocery shop at lower-priced supermarkets like ethnic stores
  11. Buy generic products
  12. Don't go to the grocery store when hungry
  13. Entertain indoors
  14. Explore free activities on the weekend
  15. Shop your wardrobe
  16. Wait on purchases before buying them
  17. Get a home energy audit
  18. Seal up air leaks in your home to cut heating and cooling costs
  19. Buy generic medicine
  20. Use your health benefits
  21. Skype instead of making long-distance calls
  22. Turn roaming off and rely on WiFi when traveling
  23. Know the right things to buy in bulk
  24. Reassess your Internet and cable provider and see if you can find a cheaper plan
  25. Turn off lights that aren't in use
  26. Unplug electronics when not in use
  27. Use cold water to wash your clothes
  28. Hang dry your clothing instead of tumbling it in the dryer
  29. Hand wash your clothing instead of taking it to the dry cleaner when possible
  30. Drink tap water instead of bottled water. Consider investing in a filter
  31. Cancel cable and watch your favorite shows online
  32. Work out outdoors, play sports, or go to a friend's gym instead of paying for a gym membership
  33. Shop at the farmers market
  34. Swap clothes, bags, and accessories with friends
  35. Google coupons before buying something online
  36. Renegotiate your cell phone plan, find a new carrier, or cancel some features to save money
  37. Use a prepaid phone instead of signing up for a phone plan
  38. Read books and magazines from the library
  39. Make your own coffee at home
  40. Return the purchases you need to return
  41. Sell your old things
  42. Buy used items
  43. Automate payments so you won't forget and be charged with late fees
  44. Negotiate a lower APR
  45. Upcycle your old items instead of throwing them away
  46. Always comparison shop
  47. Find a good rewards credit card and use it smartly
  48. Book trips early
  49. Stock up on holiday decor after the holidays
  50. Don't feel obligated to say yes to every invitation (this includes weddings, dinners, events, etc.)
  51. Eat right and exercise and get enough sleep, so you won't have to pay with your health
  52. Pay bills online to save on postage
  53. Stop smoking
  54. Stop drinking soda
  55. Compare gas prices to find the most affordable gas with sites like
  56. Get beauty treatments from trainee beauticians
  57. Keep plastic takeout containers for future use
  58. Wash dishes in a full dishwasher
  59. Avoid out-of-network ATMs
  60. Keep track of your money with a spreadsheet or
  61. Plan out your meals for the week
  62. Refill printer ink instead of buying new cartridges
  63. Brush and floss every day and take care of your teeth to prevent pricey dental bills
  64. Keep your receipt or take a picture of it in case you want to return an item
  65. Vacation closer to home
  66. Don't check in your luggage
  67. Check out Airbnb instead of hotels
  68. Travel during an off-peak season or time
  69. Travel to an underrated place instead of famous tourist spots
  70. Use reusable grocery bags
  71. Find a place with lower rent or get roommates
  72. Join loyalty programs
  73. Wait for daily deals for services you like, such as dental cleaning or a massage
  74. Feed your pet the right foods and keep it in shape to reduce vet bills
  75. Work toward getting a better credit score so you'll be quoted cheaper rates
  76. Review your receipts to make sure you're not being charged for odd items
  77. Check your bank account daily to make sure there aren't any weird charges
  78. Always try to wait for a sale before buying something
  79. Don't use your credit card overseas unless it doesn't have foreign transaction fees
  80. Rent movies instead of going to the theater
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