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How to Save Money Tips

80 Small and Big Ways to Save Money This Year

February 9, 2019 by Alex-Schudy

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If one of your goals is to save money this year, then make a few changes here and there to save a little or a lot. Remember the little things do add up! Read this list below on suggestions for saving money and pick a few for 2019.

— Additional reporting by Emily Co

Bring lunch to work

Take public transportation

Drop your landline and rely on your cell phone

Reassess your savings accounts

Make your gifts

Make your own cleaning products, like detergent and carpet cleaner

Cook more and eat out less often

Be aware of bank fees

Make a list before grocery shopping

Grocery shop at lower-priced supermarkets like ethnic stores

Buy generic products

Don't go to the grocery store when hungry

Entertain indoors

Explore free activities on the weekend

Shop your wardrobe

Wait on purchases before buying them

Get a home energy audit

Seal up air leaks in your home to cut heating and cooling costs

Buy generic medicine

Use your health benefits

Skype instead of making long-distance calls

Turn roaming off and rely on WiFi when traveling

Know the right things to buy in bulk

Reassess your internet and cable provider and see if you can find a cheaper plan

Turn off lights that aren't in use

Unplug electronics when not in use

Use cold water to wash your clothes

Hang dry your clothing instead of tumbling it in the dryer

Hand-wash your clothing instead of taking it to the dry cleaner when possible

Drink tap water instead of bottled water. Consider investing in a filter.

Cancel cable and watch your favorite shows online

Work out outdoors, play sports, or go to a friend's gym instead of paying for a gym membership

Shop at the farmers market

Swap clothes, bags, and accessories with friends

Google coupons before buying something online

Renegotiate your cell phone plan, find a new carrier, or cancel some features to save money

Use a prepaid phone instead of signing up for a phone plan

Read books and magazines from the library

Make your own coffee at home

Return the purchases you need to return

Sell your old things

Buy used items

Automate payments so you won't forget and be charged with late fees

Negotiate a lower APR

Upcycle your old items instead of throwing them away

Always comparison shop

Find a good rewards credit card and use it smartly

Book trips early

Stock up on holiday decor after the holidays

Don't feel obligated to say yes to every invitation (this includes weddings, dinners, events, etc.)

Eat right and exercise and get enough sleep, so you won't have to pay with your health

Pay bills online to save on postage

Stop smoking

Stop drinking soda

Compare gas prices to find the most affordable gas with sites like GasBuddy.com

Get beauty treatments from trainee beauticians

Keep plastic takeout containers for future use

Wash dishes in a full dishwasher

Avoid out-of-network ATMs

Keep track of your money with a spreadsheet or Mint.com

Plan out your meals for the week

Refill printer ink instead of buying new cartridges

Brush and floss every day and take care of your teeth to prevent pricey dental bills

Keep your receipt or take a picture of it in case you want to return an item

Vacation closer to home

Don't check in your luggage

Check out Airbnb instead of hotels

Travel during an off-peak season or time

Travel to an underrated place instead of famous tourist spots

Use reusable grocery bags

Find a place with lower rent or get roommates

Join loyalty programs

Wait for daily deals for services you like, such as dental cleaning or a massage

Feed your pet the right foods and keep it in shape to reduce vet bills

Work toward getting a better credit score so you'll be quoted cheaper rates

Review your receipts to make sure you're not being charged for odd items

Check your bank account daily to make sure there aren't any weird charges

Always try to wait for a sale before buying something

Don't use your credit card overseas unless it doesn't have foreign transaction fees

Rent movies instead of going to the theater

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