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While a few cents here and a dollar there might not seem like much, tacking on extra fees with every single transaction can really add up. Check to see if any of your cards offer zero transaction fees, so you know whether or not you should go the cash route. If you don't have a fee-free credit card and you're an avid traveler, it's definitely a good idea to apply for one (as many come with an array of additional travel perks).