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"If the kids had an activity that they wanted to sign up for every single day of the week, we were cautious of planning it because of the money commitment. We would say to our kids, 'You can choose an activity to be involved in outside the house, but it has to meet once or twice a week," Annette tells me. "With five kids to juggle, we found wonderful things for them to be involved in. They were able to develop their own unique personalities and be involved in social things without busting our budget."