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Sure, it’s fun to jet off somewhere exotic, but the credit card bills at the end of such a journey can often dismantle all the joy you had during it. Because we weren’t blowing our budget on airfare and hotel fees, we could enjoy our week off without any financial anxiety. In fact, by having so much saved up, we didn’t think twice about ordering an extra appetizer at lunch or buying a silly souvenir our daughter was eyeing even though we knew it was a waste of money.