How important is disposable time and money to you and your partner? Do you love being able to go on adult outings and date nights? Not only will a third baby potentially limit your ability to have some freedom as parents, but you'll have to shell out even more money for a babysitter who's willing to watch three little ones.
What about vacations? Taking a family of five on vacation means you basically have to buy out the whole row of an airplane and travel with more gear than fits in the overhead bin. Not only does that get pricey, but it's a ton of work that can make your vacation anything but relaxing.
With budgeting, you can very likely support a third baby, so ask yourself if you're excited to change your lifestyle and add to your family, or do you want to live more comfortably as a family of four?
