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We've all been there — you think it's going to be a cold day and you bundle up accordingly, only to discover that we're having an Indian Summer. Or vice versa, and a promisingly sunny day disappears as the goosebumps set in. However! Kate knows it's all about adding and removing layers to go with the flow of a temperamental Fall. She teamed her navy and white gingham Topshop shirt with a teal Jigsaw sweater, skinny jeans, and her Penelope Chilvers boots.