10 Hacks to Save More Than $3k Per Year

Get your morning java fix by brewing your own at home, which can save both cash and calories. And instead of hitting up the office vending machine for your afternoon snack, buy your own snacks in bulk and keep a regular stash in your desk drawer.

Pricey trips to the dry cleaners can be avoided if you learn more about your clothing. Find out which fabrics are fine to hand-wash and take the time to do so yourself.

Some standard foods are just as healthy and safe as their more expensive organic counterparts. A good rule of thumb? Foods with peels — think melons, oranges, and bananas — usually don't need to be organic, since the peel acts as a protective layer against pesticides.

Whenever possible, pick the free option and drink tap water. Remember to carry a refillable bottle throughout the day so that you never need to buy bottled water.

Alcoholic drinks add a major charge to your restaurant and bar bills, so sip smart and choose juice or seltzer instead. Another option: do some research before big nights out to find out about any happy hour deals, half-price bottles, or BYOB options.

Plan ahead with your friends and pick afternoon show times to save on movie tickets. For a budget-friendly midweek pick-me-up, check local theater listings and see if weekday prices are better.