The Best Gifts For the 40-Something Woman Who Has Everything

Mejuri Paperclip Chain Charm Necklace in 18k Gold Vermeil ($298-$328)

Jewelry can be a tricky thing to buy for someone, but this option from Mejuri is the piece I wear most consistently. It's the ideal mix of classic and cool. It manages to pop in an outfit but is also delicate enough that I forget I'm even wearing it. It looks great on it's own but takes on a whole new vibe when I add charms. You could even choose a meaningful charm as a follow-up gift for a birthday. If you're looking to splurge, it also comes in 14k gold. Added perk: right now, you can get 15 percent off when you spend $150.