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Banana Republic Drop-Waist Midi Dress ($100, originally $150)

Two-in-one products are all the rage nowadays, and we love how this midi dress gives the illusion of a top and skirt in one piece. It's cut from two different fabrics: the bodice is made from a soft, stretchy knit and the skirt is cut from a sleek cotton poplin. You can dress it up with lace heels or down with your favorite white sneakers.