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Taking a long, hard look at your finances can be painful (wine helps), but in this case, ignorance is not bliss. Budgeting apps like Mint and YNAB can help you unravel the tangled mess that is your bank account and credit cards so you can figure out exactly how much you have to spend on groceries (as well as other living expenses) each month. These apps also give you the ability to be flexible and move money across categories, so if you really need those Mint Milanos, you can borrow from another category to cover the purchase.