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As of late 2017, regular tourist travel to Cuba remains prohibited. According to the US Department of State, you must obtain a license from the Department of Treasury OR your travel must fall into one of 12 categories of authorized travel.
The 12 "categories of authorized travel" are:
In the past, "people-to-people" travel has been considered a form of acceptable travel to Cuba, which is what most American travelers fall under. As of November 2017, nonacademic people-to-people travel was prohibited by the president. For now.