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Your 20s: a time of discovering many new things about yourself, including your current financial distress because you’re young and haven’t had the opportunity to save much. Unless of course your parents started a trust fund for you. But that’s not most of us. Although you most likely aren’t the richest person on your block, or even your building, living alone can really teach you how to budget for essentials and the extras. Believe me, you learn quickly. If you can afford to live by yourself for even a year, it is a great time to experience what it actually takes to live alone. You’re not a dependent child anymore. You have an internet bill and PG&E to pay every month so the desire to go wine tasting every weekend and meeting your friends for dinner four nights a week quickly dissipates.